Cyber Insurance Readiness
Renewal arrives with a longer application, higher premium, a lower limit and exclusions nobody read. The controls underwriters ask about are specific and evidence-based: MFA everywhere, endpoint detection, isolated backups, privileged access, email security, patching cadence, an incident plan. Answering "yes" without evidence is how claims get contested.
This assessment provides a readiness indicator based on the information provided. It is not insurance advice, does not predict underwriting outcomes or premiums, and does not guarantee that any policy will respond to a claim. Coverage decisions should be made with a licensed broker.
The companies this problem finds first.
Companies facing a renewal in the next six months
Companies that had a limit cut, a premium jump or a declination
Businesses required by customers or lenders to carry cyber coverage
Boards asking whether the policy would actually respond
The moments that turn this from a someday into a now.
- Renewal within 180 days
- Premium increase or reduced limit at last renewal
- Application question the team could not answer truthfully
- Recent incident or claim
- Lender, investor or customer coverage requirement
- Broker asks for control attestations
13 areas, one control library.
Every area maps to controls already in the platform's single control library, so evidence collected here counts toward every other framework the business has adopted.
Identity and MFA coverage
Endpoint detection and response
Backup isolation and recovery testing
Privileged access management
Email security and phishing resilience
Patch and vulnerability management
Network segmentation and remote access
Logging and monitoring
Incident response and business continuity planning
Vendor and supply-chain exposure
Security awareness
Data protection and encryption
Policy terms: exclusions, sub-limits, notice and panel requirements
Deliverables you can hand to a buyer, a board or a regulator.
- Insurance Readiness Report: control gaps underwriters price, evidence gaps that weaken claims, application-accuracy risks, renewal readiness actions
- Application answer support with evidence per question
- Coverage-fit review of exclusions, sub-limits and incident notice duties against your incident plan
- Renewal timeline with 90 / 60 / 30-day actions
- Board summary of insurability posture
The sources every control cites.
Requirement statements are plain-English summaries for planning; the source instrument controls. Which of these reach your business is a question the assessment records with its reasoning, not one this page answers.
- Cyber insurance underwriting control expectations (best practice)
- NIST Cybersecurity Framework 2.0
- CIS Critical Security Controls
What each executive gets out of it.
CEO
Walk into renewal knowing what the underwriter will find.
CFO
Premium, limit and retention decisions made with the control evidence in hand, not after the quote.
CTO / engineering
A short list of the controls that move insurability, prioritised by what underwriters actually price.
General counsel
Application answers that are accurate and evidenced, which is what a contested claim turns on.
CISO / security lead
Underwriter questions mapped to your existing controls so the same evidence serves audit, customers and insurers.
Integrated capabilities, not a separate programme.
Engagement tiers
Foundation · Resilience · Continuous Assurance. Tiers describe depth and cadence; there is no per-regulation price.
Usually bought by
CFO, CEO, Risk Officer, CISO / security lead, COO
Part of these packages
Startup Security Foundation · Healthcare Security · Fintech Security
The objections, answered directly.
Brokers place coverage; they cannot produce your control evidence or fix a gap. This service gives the broker a stronger submission and you a defensible application.
Applications get more specific every cycle and an inaccurate answer is the most common reason a claim is disputed. Evidence behind each answer is the protection.
The controls underwriters price are the same ones that reduce incident likelihood; the work pays for itself in risk reduction even before it affects the premium.
Start with the free check.
Free check: a short, scored indicator of where you stand and the evidence that would close each gap. A consultant follows up to scope the full readiness engagement.